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IVA.com Privacy Policy:

This policy covers the Informal IVA Regulation Body (IVA.com)'s use of personal information that the Informal IVA Regulation Body (IVA.com) collects when you use Informal IVA Regulation Body (IVA.com).

From time to time, you will be asked to submit personal information about yourself (e.g. name and email address) in order to submit an IVA review.

By entering your details in the fields requested, you enable the Informal IVA Regulation Body (IVA.com) and its service providers to provide you with the services you select. Whenever you provide such personal information, we will treat that information in accordance with this policy. When using your personal information the Informal IVA Regulation Body (IVA.com) will act in accordance with current legislation and aim to meet current Internet best practice.

2. Visitor Information
During the course of any visit to Informal IVA Regulation Body (IVA.com), the pages you see, along with a short text file called a 'cookie', are downloaded to your computer. Many websites do this, because cookies enable website publishers to do useful things like find out whether the computer (and probably its user) has visited the website before. This is done on a repeat visit by checking to see, and finding, the cookie left there on the last visit.

Information supplied by cookies can help us to provide you with a better online user experience and assist us to analyse the profile of our visitors.

3. What is a cookie?
A cookie is a small amount of data, which often includes an anonymous unique identifier that is sent to your browser from a website's computer and stored on your computer's hard drive. Each website can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a web site to access the cookies it has already sent to you, not the cookies sent to you by other sites.

Many sites do this whenever a user visits their website in order to track online traffic flows.

Cookies record information about your online preferences. Users have the opportunity to set their computers to accept all cookies, to notify them when a cookie is issued, or not to receive cookies at any time. The last of these, of course, means that certain personalised services cannot then be provided to that user user and accordingly you may not be able to take full advantage of all of the Informal IVA Regulation Body (IVA.com) features. Each browser is different, so check the "Help" menu of your browser to learn how to change your cookie preferences.

If you have set your computer to reject cookies you can still browse Informal IVA Regulation Body (IVA.com) anonymously until such time as you wish to register for Informal IVA Regulation Body (IVA.com) services. For further information on cookies please visit http://www.aboutcookies.org.

4. Use and storage of your personal information
When you supply any personal information to Informal IVA Regulation Body (IVA.com) (e.g. for submitting IVA reviews, Informal IVA Regulation Body (IVA.com) Community services or Informal IVA Regulation Body (IVA.com) membership) we have legal obligations towards you in the way we use those data. We must collect the information fairly, that is, we must explain how we will use it and tell you if we want to pass the information on to anyone else.

In general, any information you provide to the Informal IVA Regulation Body (IVA.com) will only be used within the Informal IVA Regulation Body (IVA.com) and by its agents and service providers. Your information will be disclosed where we are obliged or permitted by law. Also, if you post or send offensive, inappropriate or objectionable content anywhere on or to Informal IVA Regulation Body (IVA.com) or otherwise engage in any disruptive behaviour on Informal IVA Regulation Body (IVA.com), the Informal IVA Regulation Body (IVA.com) can use whatever information that is available to it about you to stop such behaviour. This may involve informing relevant third parties such as your employer, e-mail/Internet provider and law enforcement agencies about the content and your behaviour.

We will hold your personal information on our systems for as long as you use the service you have requested, and remove it when requested, or, in the case of Informal IVA Regulation Body (IVA.com) membership you no longer wish to continue your registration as a Informal IVA Regulation Body (IVA.com) member. For safety reasons, however, the Informal IVA Regulation Body (IVA.com) may store messaging transcript data (including message content, member names, times and dates) arising from the use of Informal IVA Regulation Body (IVA.com) Community services. Where personal information is held for people who are not yet registered but have taken part in other Informal IVA Regulation Body (IVA.com) services (e.g. submitting IVA reviews), that information will be held as long as is necessary to ensure that the service is run smoothly. We will ensure that all personal information supplied is held securely, in accordance with the Data Protection Act 1998.

If you are notified on a Informal IVA Regulation Body (IVA.com) site that your information may be used to allow the Informal IVA Regulation Body (IVA.com) to contact you for "service administration purposes", this means that the Informal IVA Regulation Body (IVA.com) may contact you for a number of purposes related to the service you have signed up for. For example, we may wish to provide you with password reminders or notify you that the particular service has been suspended for maintenance. We will not contact you for promotional purposes, such as notifying you of improvements to the service or new services on Informal IVA Regulation Body (IVA.com) unless you specifically agree to be contacted for such purposes at the time you submit your information on the site, or at a later time if you sign up specifically to receive such promotional information.

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