Review from james (893 views)
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|Review of: IVA Advice Company|
|Review date: 21 March 2008|
|Insolvency Practitioner who handled case: Melanie Giles|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 1 days|
|Weeks to IVA proposal after decision made: 6 weeks|
|Weeks to IVA accepted/rejected after decision made: 4 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||10 out of 10|
|Their customer service:||10 out of 10|
|Their speed of response:||10 out of 10|
|Overall Company Rating:||10 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||10 out of 10|
|Overall Insolvency Practitioner Rating:||10 out of 10|
|teachers with negative equity, 160k unsecured debts, living in South East England. Had had a disasterous proposal from previous IVA company and had rejected their hand over the keys and walk away solution|
|My interaction with the company:|
|Absolutely outstanding, very helpful, clear & decisive advice, all calls responded to. We thought we were doomed to bankruptcy but they gave us our sanity back. The IVA was accepted with some minor adjustments and the sense of relief for us has allowed us to smile again.|
|Why I gave the ratings I did:|
|10 out of 10 across the board because, after 4 months of useless advice from other IVA providers, these ones were very very good. Would recommend them to anyone.|
|One thing they did - which really impressed me:|
|Rang us back, kept in touch. Always did what they said.|
|One thing they did - which I felt could be improved:|
|nothing- some of the creditors refused to allow us to assist daughter at University- we tried to overturn this but had to give in to get the IVA. We did get a third of it back.|
|will be paying back 40k out of 160k, writing off 120k. Have learnt that we should have done this years ago. Dont take the creditors first offer- threaten them with bankruptcy.|
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