Review from Ian B (953 views)

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Review of: W3 Debt Solutions
Review date: 13 November 2007
Insolvency Practitioner who handled case: Gregory John Mullarkey
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
 
Speed of response
No of days to make a decision after I spoke to IVA company: 5 days
Weeks to IVA proposal after decision made: 2 weeks
Weeks to IVA accepted/rejected after decision made: 4 weeks
 
IVA Company Ratings
Their debt solutions expertise: 10 out of 10
Their customer service: 10 out of 10
Their speed of response: 10 out of 10
Overall Company Rating: 10 out of 10
 
Insolvency Practitioner Ratings
The quality of IVA proposal: 10 out of 10
Overall Insolvency Practitioner Rating: 9 out of 10
 
My circumstances:
I 31 years old, married with 2 children. My wife and I went with the IVA route in June 2005 due accumulating debts near to 30k! The IVA seemed the best option we had and it was our best decision 2 years on.
My interaction with the company:
As soon as we got in touch with W3 and expained our situation, they were extremely helpful and explained all that we needed to do to proceed with an IVA. There was never any pressure put on us to attend the creditor meeting and it was such a relief not to have bills coming through the post any longer.
Why I gave the ratings I did:
I have rated them highly because they helped us so much and without there expertise, we would probably be sinking further into debt whereas now there does seem to be light at the end of the tunnel.
One thing they did - which really impressed me:
Timely delivery of all the paperwork which explained what we needed to do.
One thing they did - which I felt could be improved:
 
Other points
We are currently half way through our IVA.

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Reviewer quotes

  • W3 Debt Solutions
When i first made the call to W3, they were very polite and understanding until they passed my case ...
Review from Playa, 25-Feb-2008
Timely delivery of all the paperwork which explained what we needed to do.
Review from Ian B, 13-Nov-2007
Sold their solution
Review from ATFGBR, 17-Feb-2011
took away the stress
Review from mr c, 04-Mar-2008
When I needed to conclude my IVA early to get a withdrawn job offer overturned, the proposal was put...
Review from Black Czerny, 26-Jun-2008

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Last 5 comments(for Reviews)

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  • Thank you for this detailed review. I am also a teacher and have also found myself in a position wh...
  • I can totally relate and agree with you on this. They will take far to much than you can afford and ...
  • FJ: I’m sorry you aren’t happy with how we’ve handled your IVA. During your IVA if you earn mo...
  • been with Freeman Jones for 4 years it all sounds good to begin with but they are not to be trusted ...
  • All I can advise is no debt is written off until your IVA completes, if nothing changes based on the...

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