Review from SaneJane (683 views)
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|Review of: Philip Gill & Co|
|Review date: 31 August 2007|
|Insolvency Practitioner who handled case: Melanie Giles|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 3 days|
|Weeks to IVA proposal after decision made: 3 weeks|
|Weeks to IVA accepted/rejected after decision made: 5 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||10 out of 10|
|Their customer service:||10 out of 10|
|Their speed of response:||7 out of 10|
|Overall Company Rating:||9 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||10 out of 10|
|Overall Insolvency Practitioner Rating:||10 out of 10|
|I am a self-employed weight loss counsellor living in East Anglia. Due to my revenue for the first two years being zero, in order to keep my business going I had aquired nearly 79k in unsecured debts and had a property with 30k equity.|
|My interaction with the company:|
|I was referred to Philip Gill by Thomas Charles Ltd after an initial consultation with them. Melanie Giles contacted me and arranged a meeting where we went over the various options. I found her to be very knowledgeable, friendly and non-judgemental. I was relieved to discover that I qualified for an IVA and decided upon a final IVA whereby my creditors were offered all the proceeds of sale from my property as a final settlement. After some small changes, the IVA was accepted at the adjourned meeting of creditors. I found all the staff I dealt with at Philip Gill to be friendly, helpful and very knowledgeable.|
|Why I gave the ratings I did:|
|I rated them 10 out of 10 because they provided excellent advice, were professional and non-judgemental and came up with a solution which has meant that I can continue to run my business - something that was really important to me.|
|One thing they did - which really impressed me:|
|At the meeting with Melanie Giles, she really listened to what I had to say and took on board the reasons I had taken on the debts. She went over all the options very thoroughly and was available over the phone and by email in the following stressful weeks.|
|One thing they did - which I felt could be improved:|
|It would have been a bit less stressful if the time to prepare the case could have been shorter - but I think this was unavoidable.|
|I am moving to smaller, rented accommodation which is cheaper than my former mortgage payments. I can still run my business which should provide enough income to live on now that I dont have any debts to pay. I wish that I had taken professional advice sooner - I didnt because I was very embarrassed about the circumstances in which I found myself. The dividend on my IVA was 27.5p in the pound. I wrote off £57,202.|
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- Philip Gill & Co
Excellent communication and the ability to contact Melanie almost all hours of the day!
Review from Kate Mayo, 08-Oct-2007
no call centres....phone answered asap
Review from eu1953, 11-Nov-2008
They were incredibly efficient and always replied in a very speedy manner.
Review from Patrick, 25-Mar-2009
Entering into an IVA is a daunting experience for the average man in the street. They way Melanie Gi...
Review from Jukesy, 23-Aug-2007
Expertise of all members of team
Review from Julio, 28-Jan-2009
Search for IP/IVA Firm
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