Review from Ceri P (282 views)
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|Review of: Debt Lifeboat|
|Review date: 29 March 2012|
|Insolvency Practitioner who handled case: Phillip Allen|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 2 days|
|Weeks to IVA proposal after decision made: 2 weeks|
|Weeks to IVA accepted/rejected after decision made: 6 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||9 out of 10|
|Their customer service:||10 out of 10|
|Their speed of response:||10 out of 10|
|Overall Company Rating:||10 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||9 out of 10|
|Overall Insolvency Practitioner Rating:||10 out of 10|
|I started a company, which failed, leaving me secured loans. I went they bankruptcy route, but was told, because I had equity in my house, would be better off with an IVA, as could possibly lose my home. I had debts amounting Â£61,800. I have paid off my IVA early (my lovely nan leant me money)!!|
|My interaction with the company:|
|I was put onto the company through my insolvency practicioner. We met, and the process from meeting to proposed IVA, was a quick process.|
|Why I gave the ratings I did:|
|I rated them highly, as they were always on the end of the phone, were friendly and not condesending, any queries were dealt with straight away, and made the whole process feel like there was a light at the end of the tunnel|
|One thing they did - which really impressed me:|
|One thing they did - which I felt could be improved:|
|I am now out of my IVA, as paid off early. My dividend was 23.27p in the pound. I have written off Â£47000 of my debts.|
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