Review from SG (360 views)
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|Review of: Debt Lifeboat|
|Review date: 15 February 2012|
|Insolvency Practitioner who handled case: Phillip Allen|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 7 days|
|Weeks to IVA proposal after decision made: 2 weeks|
|Weeks to IVA accepted/rejected after decision made: 6 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||9 out of 10|
|Their customer service:||9 out of 10|
|Their speed of response:||9 out of 10|
|Overall Company Rating:||9 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||9 out of 10|
|Overall Insolvency Practitioner Rating:||9 out of 10|
|I found that my debt was just getting out of control, I could not make just the basic payments after my divorce. I found the whole process of going through an IVA stress free with all the help and assisstance I had from Debt Lifeboat.|
|My interaction with the company:|
|I phoned and made an appointment, they explained all the different options to me and that I would be eligible for an IVA. I completed all the forms and agreed a monthly payment whice the creditors agreed to. Very simple process.|
|Why I gave the ratings I did:|
|Excellent throughout my IVA, including when I continued to get letters from one creditor, they wrote to them on my behalf and after a couple of letters they stopped harrassing me.|
|One thing they did - which really impressed me:|
|They worked quickly when I was being harrassed, my yearly review was always on time and they always calculated my payments fairly.|
|One thing they did - which I felt could be improved:|
|I have now completed my IVA and have learnt that you do not need credit to survive. I had Â£32,600.00, dividends of 34.39 pence in the pound were paid, totalling over Â£11,200.00.<br> Therefore over Â£21,400.00 worth of debts were written-off.|
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