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Review of: Varden Nuttall
Review date: 24 October 2011
Insolvency Practitioner who handled case: Michael Howarth
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
 
Speed of response
No of days to make a decision after I spoke to IVA company: 4 days
Weeks to IVA proposal after decision made: 2 weeks
Weeks to IVA accepted/rejected after decision made: 6 weeks
 
IVA Company Ratings
Their debt solutions expertise: 8 out of 10
Their customer service: 9 out of 10
Their speed of response: 8 out of 10
Overall Company Rating: 9 out of 10
 
Insolvency Practitioner Ratings
The quality of IVA proposal: 8 out of 10
Overall Insolvency Practitioner Rating: 9 out of 10
 
My circumstances:
I live and work in West Yorkshire as a teaching assistant. I had debt in the region of £20k from a previous marriage and credit cards. I own my own property; I have 2 children and a car to get from to and from work.
My interaction with the company:
I phoned them directly on a recommendation by a friend and some research on the internet. I got in contact with VN who arranged an interview with a representative who listened to my problems and suggested that an IVA was the most suitable solution for my individual circumstances. They sent me some paperwork and talked me through how to fill it in, then drafted a proposal for me. A month later, it was accepted by my creditors. I felt that an enormous weight had been lifted off my shoulders because I was able to get advice and support in sorting out my problems.
Why I gave the ratings I did:
I was impressed by how sympathetic and knowledgeable the staffs were. They always kept me informed about the process and how long it would take, and someone was always on hand to answer my questions. I felt and feel the quality of service provided has been excellent and I would have no hesitation in recommending anyone you are in a simple position to what I was in. Without the support of VN I wouldn’t have been able to address the debt problem which I was experiencing at the time.
One thing they did - which really impressed me:
I was always treated as an individual case. <br>
One thing they did - which I felt could be improved:
When receiving 6 monthly statements for the outstanding balance to be quite visible. This would allow the customer to view progress being made on reducing the overall debt. Instead of having complicated details showing a summary of the account. 
Other points
Having being involved with an IVA it has made realise that I’m able to manage my money and generally do without. It has made me come to terms that if I need something I must save and not live beyond my means. This as been a real valuable lesson that I have learned because I almost loss everything that I have worked for. <br>

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Reviewer quotes

  • Varden Nuttall
Friendly.
Review from 16068, 29-Mar-2011
When my income dropped they qiickly assess my changes and payments
Review from Trevor 13676, 09-Jun-2011
Lucy in credit control sorts all problems straight away and is friendly and very helpful.
Review from Lisa, 28-Sep-2010
I always had a list of questions to ask and almost always they were able to answer my queries instan...
Review from MartinN, 03-Aug-2011
They always call to check if everything is ok
Review from Karen Penn, 06-Nov-2010

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Last 5 comments(for Reviews)

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  • Dear MRS 12, I'm concerned to read your comments on your time with Freeman Jones. Clearly this is no...
  • I am currently in an IVA where Greg Mullarkey is the IP - I find him very rude and unapproachable. ...
  • Sounds like it could of been written by a member of their staff
  • Thank you for this detailed review. I am also a teacher and have also found myself in a position wh...
  • I can totally relate and agree with you on this. They will take far to much than you can afford and ...

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