Review from tony (1543 views)
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|Review of: ClearDebt|
|Review date: 19 July 2007|
|Insolvency Practitioner who handled case: Not Known|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 4 days|
|Weeks to IVA proposal after decision made: 2 weeks|
|Weeks to IVA accepted/rejected after decision made: 6 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||9 out of 10|
|Their customer service:||9 out of 10|
|Their speed of response:||9 out of 10|
|Overall Company Rating:||9 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||8 out of 10|
|Overall Insolvency Practitioner Rating:||10 out of 10|
|Hi, I am a 28 years old.<br> <br> My financial situation started when I left college after finishing my Nursery Nurse course.<br> <br> I was careless when I finished college and took advantage of the credit that was offered to me – before I knew it, the monthly repayments requested by my creditors totalled more than my monthly income which is when I contacted ClearDebt after searching the internet for information.|
|My interaction with the company:|
|As stated above, I searched the internet, read the useful information contained on their website, completed the online questionnaire (I did come across a minor issue whilst completing the questionnaire, but one call to a advisor (I think was called Mina) pointed me in the right direction) and a Solution Pack was sent out to me to complete and return with requested information.|
|Why I gave the ratings I did:|
|Fast, speedy response and always friendly and clearly spoken when explaining the technicalities of the IVA procedure (as it’s not as easy for everyone to understand!)<br> <br>|
|One thing they did - which really impressed me:|
|Made me feel relaxed when I had finished speaking to them – I felt that they had taken all my worries away – or at least until I received another horrible call from one of my creditors!<br> <br>|
|One thing they did - which I felt could be improved:|
|I had £33,000 of debt – I am paying £400 per month over a 60 month period which is an amount I can realistically afford to pay and my creditors are receiving 59p/£<br> <br>|
Community Comments of this review
|4 out of 5||5 out of 5||19 July 2007|
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