Review from tony (1543 views)

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Review of: ClearDebt
Review date: 19 July 2007
Insolvency Practitioner who handled case: Not Known
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
 
Speed of response
No of days to make a decision after I spoke to IVA company: 4 days
Weeks to IVA proposal after decision made: 2 weeks
Weeks to IVA accepted/rejected after decision made: 6 weeks
 
IVA Company Ratings
Their debt solutions expertise: 9 out of 10
Their customer service: 9 out of 10
Their speed of response: 9 out of 10
Overall Company Rating: 9 out of 10
 
Insolvency Practitioner Ratings
The quality of IVA proposal: 8 out of 10
Overall Insolvency Practitioner Rating: 10 out of 10
 
My circumstances:
Hi, I am a 28 years old.<br> <br> My financial situation started when I left college after finishing my Nursery Nurse course.<br> <br> I was careless when I finished college and took advantage of the credit that was offered to me – before I knew it, the monthly repayments requested by my creditors totalled more than my monthly income which is when I contacted ClearDebt after searching the internet for information.
My interaction with the company:
As stated above, I searched the internet, read the useful information contained on their website, completed the online questionnaire (I did come across a minor issue whilst completing the questionnaire, but one call to a advisor (I think was called Mina) pointed me in the right direction) and a Solution Pack was sent out to me to complete and return with requested information.
Why I gave the ratings I did:
Fast, speedy response and always friendly and clearly spoken when explaining the technicalities of the IVA procedure (as it’s not as easy for everyone to understand!)<br> <br>
One thing they did - which really impressed me:
Made me feel relaxed when I had finished speaking to them – I felt that they had taken all my worries away – or at least until I received another horrible call from one of my creditors!<br> <br>
One thing they did - which I felt could be improved:
 
Other points
I had £33,000 of debt – I am paying £400 per month over a 60 month period which is an amount I can realistically afford to pay and my creditors are receiving 59p/£<br> <br>

Community Comments of this review

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4 out of 5 5 out of 5 19 July 2007

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Reviewer quotes

  • ClearDebt
I was concerned when one girl left who had been dealing with my case and another girl took over - Ki...
Review from Walt, 15-Apr-2010
Before I met the insovlancy practitioner I thought this was going to be the worst moment of my life,...
Review from Pink Power Ranger, 22-May-2007
speed of response and professionalis and how helpful they were. The advice they gave was really info...
Review from kazzabooben, 23-Jul-2010
I felt no shame about my situation.
Review from Mark1884, 28-Mar-2011
Explanations and customer service were superb.
Review from Maureen, 26-Nov-2010

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  • I am currently in an IVA where Greg Mullarkey is the IP - I find him very rude and unapproachable. ...
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