Review from 17208 (504 views)
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|Review of: Varden Nuttall|
|Review date: 01 August 2011|
|Insolvency Practitioner who handled case: Michael Howorth|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 15 days|
|Weeks to IVA proposal after decision made: 6 weeks|
|Weeks to IVA accepted/rejected after decision made: 4 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||10 out of 10|
|Their customer service:||9 out of 10|
|Their speed of response:||9 out of 10|
|Overall Company Rating:||10 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||10 out of 10|
|Overall Insolvency Practitioner Rating:||10 out of 10|
|I work for a bank and my wife is a nurse, we have 4 children and have a household income of about 35k , i had about 75k of debt that i just could`nt pay for.<br> I know that it`s my fault, but things just got out of control, it was to easy to borrow money because i had a great credit rating, i have never missed a payment for anything, and doing something like this was a hard decision, but it needed to be done.<br>|
|My interaction with the company:|
|I rang them, they listened to my situation and recommended IVA, they posted form, I completed and returned. I feel at ease talking to the and they have been very professional, all the staff have been great ,the person who i am in contact with at the moment is Sarah Robinson who is very professional .|
|Why I gave the ratings I did:|
|I rated them 10 out of 10 because so far (i`m only 5 months into my iva) they have been very understanding and very professional throughout.|
|One thing they did - which really impressed me:|
|Kept me in the picture at all stages, even if i had to chase them sometimes.|
|One thing they did - which I felt could be improved:|
|Sometimes i had to ring them for a progress report, maybe that was me being a bit impatient, also i did`nt always speak to the same contact and when i left messages i never go a phone call back and had to chase them.|
|i`m 5 months in, and it is a bit of a struggle, i pay £256, but this is better than before when i was borrowing to just keep paying my interest rates on all my credit cards/loans.<br> <br> i have 35k in equity, and understand that i may have to remortgage to raise as much as i can, but i will cross that bridge when i get to it.<br> <br> i have hopefully learnt that if i want something i need to save up for it rather than just putting it on the credit card. <br>|
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- Varden Nuttall
Set up my IVA with very little fuss and very quick.
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