Review from lucy p (1936 views)

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Review of: Guardian (Formerly Grosvenor Ptrs)
Review date: 28 June 2007
Insolvency Practitioner who handled case: Mark Philip Bassford
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
 
Speed of response
No of days to make a decision after I spoke to IVA company: 7 days
Weeks to IVA proposal after decision made: 4 weeks
Weeks to IVA accepted/rejected after decision made: 6 weeks
 
IVA Company Ratings
Their debt solutions expertise: 10 out of 10
Their customer service: 10 out of 10
Their speed of response: 10 out of 10
Overall Company Rating: 10 out of 10
 
Insolvency Practitioner Ratings
The quality of IVA proposal: 9 out of 10
Overall Insolvency Practitioner Rating: 9 out of 10
 
My circumstances:
we are a married couple living in kent and we had over 60k of debts with interest and fees making it rise by hundreds more every month we were just about to have our first baby and could not even afford half the monthly payments
My interaction with the company:
i rang on behalf of my husband as he wouldnt try to find a solution they explained our options i had never heard of an iva at that point there was no adverts etc for them we thought there was no hope for us we nearly lost our house and everything else a month before our baby was born
Why I gave the ratings I did:
i rated them 9 out of ten because they really helped and explained everything throughly i dont know where we would be now without them
One thing they did - which really impressed me:
heves irfan marks assistant replied to every email i sent when i was unsure what was happening and any doubts i had were ironed out
One thing they did - which I felt could be improved:
felt a bit lost at one point when the companies changed over 
Other points
we wrote off around 40k but no equity has been taken from our house yet so we have to wait and see. things are still very tight money wise but we are paying it and there are no creditors on our back which terrified me especially when people were coming to the door when i was heavily pregnant demandind i go down the bank and draw them money out at that moment. also we can pay our mortgage and after paying the arrears and we have still got our house

Community Comments of this review

Quality? Genuine? Date
3 out of 5 2 out of 5 06 July 2007
Comment: Surprised they don't know how much equity they'll have to give up
 
Quality? Genuine? Date
5 out of 5 5 out of 5 04 July 2007
Quality? Genuine? Date
3 out of 5 2 out of 5 29 June 2007
Comment: the poster says that there were no adverts and she had never heard of IVA, so where did they get the contact details??????
 

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Reviewer quotes

  • Guardian (Formerly Grosvenor Ptrs)
gave me reasurance
Review from AB, 15-Feb-2007
Personal touch..
Review from Jamie, 07-Sep-2008
The help i receieve to get an intering order in place for my bankruptcy petition
Review from Complicated IVA, 05-Sep-2007
THE WAY IN WHICH THEY ALWAYS KEPT IN TOUCH WITH ME. NOT ONCE (APART FROM RETURNING PHONECALLS) DID I...
Review from LORRAINE, 01-Apr-2007
My situation was rather extreme but they provided a calm approach and dealt with everything quickly ...
Review from Patrick, 13-Jul-2007

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