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Review of: ClearDebt
Review date: 10 June 2011
Insolvency Practitioner who handled case: David Emanuel Merton Mond
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
 
Speed of response
No of days to make a decision after I spoke to IVA company: 1 days
Weeks to IVA proposal after decision made: 4 weeks
Weeks to IVA accepted/rejected after decision made: 8 weeks
 
IVA Company Ratings
Their debt solutions expertise: 8 out of 10
Their customer service: 9 out of 10
Their speed of response: 9 out of 10
Overall Company Rating: 9 out of 10
 
Insolvency Practitioner Ratings
The quality of IVA proposal: 8 out of 10
Overall Insolvency Practitioner Rating: 8 out of 10
 
My circumstances:
I am a Care Assistant and had debts of around £15,000 and have a property in negative equity
My interaction with the company:
I was a Debt Management Plan with another company and I was contracted by one of my creditors and was put through to an adviser at Clear Debt who had a chat with some paperwork was sent out to me to which I returned along with some paperwork , and within a matter of of weeks my IVA was accepted
Why I gave the ratings I did:
Happy with the service provided , everything explained
One thing they did - which really impressed me:
Professional
One thing they did - which I felt could be improved:
Mothing really 
Other points
Only spend what you can afford , 29p in the £ and 9k will be legally written off

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Reviewer quotes

  • ClearDebt
They helped my go through my finances, explaining that I need to ensure that I always include a cont...
Review from Steff, 14-Oct-2009
The told me exactly what I could afford and were realistic in my offer of re-payment.
Review from Happy 123, 08-Apr-2010
I was especially impressed the courier service.
Review from declan08, 23-Dec-2010
always rang back when needed someone to talk to
Review from Hassell, 15-Jul-2010
Gave me the courage to take the first step and do something about my situation before it was totaly ...
Review from Bond007, 17-Sep-2008

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Last 5 comments(for Reviews)

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  • Thank you for this detailed review. I am also a teacher and have also found myself in a position wh...
  • I can totally relate and agree with you on this. They will take far to much than you can afford and ...
  • FJ: I’m sorry you aren’t happy with how we’ve handled your IVA. During your IVA if you earn mo...
  • been with Freeman Jones for 4 years it all sounds good to begin with but they are not to be trusted ...
  • All I can advise is no debt is written off until your IVA completes, if nothing changes based on the...

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