Review from Stuart (882 views)
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|Review of: IVA Advice Company|
|Review date: 08 June 2007|
|Insolvency Practitioner who handled case: Melanie Giles|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 1 days|
|Weeks to IVA proposal after decision made: 10 weeks|
|Weeks to IVA accepted/rejected after decision made: 14 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||10 out of 10|
|Their customer service:||8 out of 10|
|Their speed of response:||7 out of 10|
|Overall Company Rating:||9 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||10 out of 10|
|Overall Insolvency Practitioner Rating:||10 out of 10|
|My wife and I had cumulative debts of over £100k that had built up over several years. After really struggling to meet our monthly commitments over the past 12 months, we sought advice.|
|My interaction with the company:|
|I went to an advisor first, a company called Thomas Charles & Co, who briefly explained my options. They collated all the initial paperwork and then forwarded onto Philip Gill.|
|Why I gave the ratings I did:|
|The ratings reflect the overall length of time it took to propose the IVA. In hindsight, I wish I had gone to Philip Gill directly which would of saved an awfull lot of time (and money as they charged nearly £1600 as a referal fee)|
|One thing they did - which really impressed me:|
|The insolvency practioner, Mealanie Giles, was extremely understanding and thoroughly explained the pros and cons of our different options. In no way did she try to persuade us to choose one option over another.|
|One thing they did - which I felt could be improved:|
|I wish they had explained just how long it would take from our initial meeting to enable us to provide a better idea when dealing with our creditors.|
|Our IVA was accepted with a dividend of 25p per £, thus a 75% write off. I still feel a moral obligation to repay our debt, if not in full, and therefore an IVA was more appealing than bankruptcy.|
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- IVA Advice Company
I was very impressed by Melanie. Not a lot of sympathy but never judgemental, just straight talking....
Review from northiscool, 14-Jun-2007
I did not feel part of a process - the communication was excellent . Gareth Bishop kept me informed...
Review from KARENR6032, 18-Dec-2009
Melanie Giles does what she says she will do - no waffle- straight to the point.
Review from elv5, 05-May-2009
Overall they impressed us with the whole IVA from start to finish
Review from John jk, 26-Jul-2008
Cant really highlight a specific point, but Id say I was impressed at how personal the interactions ...
Review from FlyBoy, 23-Jan-2012
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