Review from Jack B (706 views)
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|Review of: ClearDebt|
|Review date: 08 November 2010|
|Insolvency Practitioner who handled case: David Emanuel Merton Mond|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 1 days|
|Weeks to IVA proposal after decision made: 1 weeks|
|Weeks to IVA accepted/rejected after decision made: 4 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||10 out of 10|
|Their customer service:||10 out of 10|
|Their speed of response:||10 out of 10|
|Overall Company Rating:||10 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||10 out of 10|
|Overall Insolvency Practitioner Rating:||10 out of 10|
|I am a 79 year old widower, living alone. I was previously on Debt Management Programmes with Money Tailor and One Debt Solutions paying £243 per month on debts of around £45k. I had hoped originally to pursue the IVA route but was told by both that it was not an option|
|My interaction with the company:|
|I spoke to Mike Morgan at ClearDebt who was marvellous. He explained that age was no barrier to IVA and that it was well worth a shot at it.|
|Why I gave the ratings I did:|
|They did exactly what I wanted them to do, i.e. get me an IVA when everyone else said it was impossible|
|One thing they did - which really impressed me:|
|The very first phone call with Mike took such a weight off my shoulders, I was very impressed indeed.|
|One thing they did - which I felt could be improved:|
|Not a thing|
|I am now on an IVA at £162 per month and couldnt be happier, I also cant believe that I am paying such a lot less now than I was on my DMPs. It is estimated that my return will be 12p in the £, and around £35k will be written off.|
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