Review from Jon (718 views)
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|Review of: ClearDebt|
|Review date: 15 June 2010|
|Insolvency Practitioner who handled case: David Mond|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 1 days|
|Weeks to IVA proposal after decision made: 3 weeks|
|Weeks to IVA accepted/rejected after decision made: 5 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||10 out of 10|
|Their customer service:||10 out of 10|
|Their speed of response:||10 out of 10|
|Overall Company Rating:||10 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||10 out of 10|
|Overall Insolvency Practitioner Rating:||10 out of 10|
|It was a combination or bad luck and living beyond my means for too long, thought I could cope but in the end I knew I couldnt go on owing over 30k. I had heard of solutions such as debt management and IVAs.|
|My interaction with the company:|
|I went online and researched as much as I could. I read about Cleardebt on this forum and also other forums and decided that the IVA would be the best option. I gave them a call, went through my basic details then was passed through to an advisor Rebecca who went through my details, explained all options and an IVA.|
|Why I gave the ratings I did:|
|Rebecca and Adam who dealt with me the whole way were brilliant. I cant fault them.|
|One thing they did - which really impressed me:|
|In my eyes whats been a very serious matter the people Ive dealt with have been excellent, reassuring and handled it brilliantly on an individual as well as professional level.|
|One thing they did - which I felt could be improved:|
|This isnt a reflection on cleardebt however I did receive calls and letters from creditors after the IVA was accepted, Adam and Rebecca were again very reassuring explaining that not all departments are aware that IVAs have been accepted and therefore may still contact you in the beginning. Any correspondance received I now forward to them to deal with. It was just a little stressful at the time.|
|Obviously not to live beyond my means again! I am paying between £150-£200 a month. Ill write over £18k off. Im paying for 6 years as majority of debt with lloyds and Im renting.|
Community Comments of this review
|3 out of 5||3 out of 5||17 June 2010|
|Comment: The going rate to review cleardebt is a £5 Boot's voucher !|
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Speed of work, the result and the honesty. They explained all that could happpen along the way and I...
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