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| My circumstances: |
| i only had 3 creditors and one of those was a 35k shortfall on a mortgage. i wasnt sure of my options so contacted cleardebt |
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| My interaction with
the company: |
| they advised that my options would be bankruptcy, debt management or an IVA.it has been quite a lengthy process which is my own fault really as i had moved address a lot so this delayed the process. but once i got settled i sent everything recorded delivery and things started to move very fast and my IVA has just been accepted |
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| Why I gave the ratings I did: |
| because i dont have anything to compare them to. we have only just started working together and everything has been very good so far and im very happy with them |
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| One thing they did - which really
impressed me: |
| they are always on top of everything and very organised. very impressed with the speed of everything |
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| One thing they did - which I felt could be improved: |
| would of preferred to speak to one person from start to finish but i understand that the process doesnt work like that |
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| Other points |
| my IVA has just been accepted. i owe about 38k, paying back about 15% of my debt |