Review from JohnT (2646 views)

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Review of: Varden Nuttall
Review date: 23 July 2009
Insolvency Practitioner who handled case: Michael Howarth
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
 
Speed of response
No of days to make a decision after I spoke to IVA company: 5 days
Weeks to IVA proposal after decision made: 3 weeks
Weeks to IVA accepted/rejected after decision made: 8 weeks
 
IVA Company Ratings
Their debt solutions expertise: 9 out of 10
Their customer service: 10 out of 10
Their speed of response: 8 out of 10
Overall Company Rating: 9 out of 10
 
Insolvency Practitioner Ratings
The quality of IVA proposal: 8 out of 10
Overall Insolvency Practitioner Rating: 8 out of 10
 
My circumstances:
I am self-employed and living in Bristol, UK. I had £40k of "unsecured" debt not including my mortgage, and a house with no equity.
My interaction with the company:
I phoned up Varden Nuttall after finding them on moneysupermarket.com. They called me back immediately to save my phone bill and talked to me about my options. I remember that I didnt understand everything at first, but one of their advisors came over to talk to me face to face and explained things more clearly than the girl did over the phone.<br> <br> When wed put my proposal together and sent it off to my creditors there was a delay while Northern Rock argued about the amount I was paying, but when another creditor voted Varden Nuttall explained that the IVA had been accepted even without Northern Rocks approval.<br> <br> Everyone I talked to was very friendly and helpful - once when my normal advisor was unavailable I got through to a different girl in another team who seemed to bend over backwards to help me anyway.
Why I gave the ratings I did:
Ive given high marks all round because things were always explained to me fully, and I felt very comfortable talking to them. They all know each other, so when I left a message for someone I was always confident that Id get a call back.<br> <br> Ive taken a couple of marks off for the proposal, which I thought was a bit legal-sounding. As far as I know this is standard, and my advisor explained everything to me... but I still think that it could be improved.
One thing they did - which really impressed me:
After my IVA was accepted I got a call from a different girl in the company to check that my creditors had stopped sending me letters. Id had a couple through, so she phoned them up and sorted it out for me.
One thing they did - which I felt could be improved:
Once or twice its taken a while to get through to someone over the phone when you try the main number. Luckily my advisor gave me her direct number so I dont have to use it anymore. 
Other points

Community Comments of this review

Quality? Genuine? Date
5 out of 5 5 out of 5 13 August 2009
Quality? Genuine? Date
5 out of 5 5 out of 5 29 July 2009
Quality? Genuine? Date
5 out of 5 5 out of 5 28 July 2009

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Reviewer quotes

  • Varden Nuttall
I had a very aggressive firm of solicitors chasing me 2/3 times a day every day they made one call a...
Review from 16333, 19-Jun-2011
got creditors to accept my final offer
Review from s rowe, 17-Oct-2010
they have always been understanding and always willing to help as much as they could
Review from 11767, 09-May-2011
they chatted, and explained everything so i could understand. with no hiden agender than to help me
Review from lynne , 14-Mar-2012
contact, customer service.
Review from S W, 09-Feb-2011

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