Review from Martin (3613 views)
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|Review of: Freeman Jones|
|Review date: 25 June 2009|
|Insolvency Practitioner who handled case: James Gibson|
|I proceeded as far along as: Accepted IVA|
|The solution I opted for in the end: IVA|
|Speed of response|
|No of days to make a decision after I spoke to IVA company: 30 days|
|Weeks to IVA proposal after decision made: 2 weeks|
|Weeks to IVA accepted/rejected after decision made: 4 weeks|
|IVA Company Ratings|
|Their debt solutions expertise:||10 out of 10|
|Their customer service:||10 out of 10|
|Their speed of response:||9 out of 10|
|Overall Company Rating:||9 out of 10|
|Insolvency Practitioner Ratings|
|The quality of IVA proposal:||9 out of 10|
|Overall Insolvency Practitioner Rating:||10 out of 10|
|Manager in the Midlands. I had £172K of debt and property with an equity value of less than £100K|
|My interaction with the company:|
|Original plan was to try and remortgage our property to release equity and fund a 1 month IVA, (i.e. settled by one lump sum payment), interesting concept but the numbers didnt work. It took quite some time to confirm that this was not going to fly. Once we had decided to take the IVA route the process was quite rapid.|
|Why I gave the ratings I did:|
|Good communicators, fair and reasonable. Explained all the pros & cons very well.|
|One thing they did - which really impressed me:|
|Handling of the Creditors meeting.|
|One thing they did - which I felt could be improved:|
|41 months into the 60 month agreement - its been very tough but we can begin to see that we will get through this. Raising the final £60K payment will be interesting unless the mortgage market improves. Likelihood is that we will have to sell up & downsize significantly.|
Community Comments of this review
|4 out of 5||5 out of 5||27 September 2010|
|Comment: i am also with freeman jones in my contract it states at the end of the 5 years you will be asked to remortgage to pay the remainder of the debt but if there isnt the equity in your property you will be asked to pay a maximum of an extra 12 months payments.|
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- Freeman Jones
Just being supportive, encouragaing and getting us to this point.
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Made me feel as though i wasnt the only person in the world with debt. I felt so relieved after call...
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we are now able to sleep at night and not worry
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Always someone available to answer queries.
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