Review from minky63 (1154 views)

< Prev > Next
Review of: Philip Gill & Co
Review date: 28 January 2009
Insolvency Practitioner who handled case: Melanie R Giles
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
 
Speed of response
No of days to make a decision after I spoke to IVA company: 1 days
Weeks to IVA proposal after decision made: 8 weeks
Weeks to IVA accepted/rejected after decision made: 12 weeks
 
IVA Company Ratings
Their debt solutions expertise: 9 out of 10
Their customer service: 4 out of 10
Their speed of response: 3 out of 10
Overall Company Rating: 6 out of 10
 
Insolvency Practitioner Ratings
The quality of IVA proposal: 9 out of 10
Overall Insolvency Practitioner Rating: 8 out of 10
 
My circumstances:
Police Officer & wife living in Sussex combined 120k debt property 15k equity (sold). no other assets.
My interaction with the company:
Good Contact Phone and e-mail, with quick response Documents good but a little confusing, dealt with several people never the same one twice.
Why I gave the ratings I did:
Quality was good Documents and e-mail contact was good, process did seem to take a long time but was over Christmas period. I dont feel I was told all the information up front I.E. did not know there were standard approved maximum limits for expenditure until I budgeted over them !
One thing they did - which really impressed me:
Good clear IVA proposal document, all options explained clearly. Advice was given to match my circumstances.
One thing they did - which I felt could be improved:
Clearer budget information on limits and standard maximum limits for expenditure items. Would have saved time and helped me complete the forms quicker.  
Other points
will payback about 45p in the pound of the debt if my circumstances dont change in next 5 years.

Community Comments of this review

No comments of this review received yet

Rate this review

Attention IVA community: Please help us police the quality of the reviews being posted:

How informative was this review?
Not useful Bit vague ok Informative Very Informative

How genuine does this review look?
This is Spam Doubtful Don't know Probably Genuine Definitely Genuine


Your comments: (optional)


Please leave your name and email(will not be displayed):

Name: (optional)

Email: (optional)

Please Enter the Text in the image below:
 

(Your IP address will be recorded but not displayed)

Submit a review

IVA.com urgently need your IVA and IP reviews so that we can provide a more accurate representatation of who is doing a good job and who needs to improve. Your reviews will help other people in your situation find the best IVA Firm or IP to talk to. IVA.com will send prizes of gift vouchers to the authors of the best reviews.

We are looking for 3 types of reviews:

  • Free advice/consultation from an IVA Firm

Was it impartial? Did they have clear expertise?

  • IVA proposals

Was it successful? Were you happy with the service?

  • IVAs in progress

How are they handling your case? Is the IVA progressing ok?
Click here to submit a Review

Reviewer quotes

  • Philip Gill & Co
Customer service throughout was brilliant.
Review from P C, 06-Oct-2008
Meeting Melanie (the IP) face to face was a brilliant experience - as was the speed the office got m...
Review from Trevor, 22-Nov-2007
Reassurance that I could come through this
Review from dk, 27-Aug-2007
Totally professional, caring and committed to finding a solution for us
Review from Pete & Andie, 06-Sep-2007
The customer service. Sue was always available via email and phone.
Review from Paul , 06-Oct-2008

Search for IP/IVA Firm

Search:
(search is fuzzy - part of name is fine)

Last 10 Reviews

  • Name
  • Rating
  • Age

See all 5784 reviews

Last 5 comments(for Reviews)

  • Name
  • Quality
  • Genuine?
  • Very poor company customer service wise, I also have ended up with them after my account was transfe...
  • I agree with a lot of what has been said. Very poor customer service. In fact they ignore any corr...
  • Dear MRS 12, I'm concerned to read your comments on your time with Freeman Jones. Clearly this is no...
  • I am currently in an IVA where Greg Mullarkey is the IP - I find him very rude and unapproachable. ...
  • Sounds like it could of been written by a member of their staff

See all 1457 comments

Best Reviews

  • Rating
  • Author

Popular Reviews

  • Views
  • Author

Insolvency Advice Articles

Click on one of the headings below to read a range of articles on insolvency:

Reviews on IVA.com

  • IVA.com is rated 3.9 on a scale of 5 based on on reviewcentre.com.
    Latest review:
    A useful site that is free to use and full of useful... - by , 01/03/2008
    5/ 5stars
    Good Points
    Very informative with lots of useful information. A lot of reviews on firms that really help understand their customer service and ability. The reviews appear to be genuine as they offer interesting insights. Didn't really use the the map but looks impressive!
    Bad Points
    The site is a bit cluttered and sometimes hard to navigate around.
    General Comments
    A useful site that is free to use and full of useful information about IVAs. If you are thinking of doing an IVA then this is a must use site.