Use of this IVA Calculator - Read Disclaimer.
This IVA calculator is approximate and should only be used as a guide. Please seek debt advice from an authorised debt solution provider before making a decision on how to best deal with your debt situation. Please read this important information.
IVA.com is owned and operated by Vincent Bond & Co. Vincent Bond & Co provide information only and do not give debt advice. If you wish to apply for any of the debt solutions outlined in this website, Vincent Bond will with your permission pass your details to a licenced debt solution provider.
Vincent Bond & Co does not charge you any fees for use of this website or the IVA Calculator. Vincent Bond & Co may receive a referral fee from a debt solution provider if you agree to use their services.
Before entering into a debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years. Conditions apply and each application will be subject to acceptance and eligibility.
|How your finances may look...|
To find out more about managing your money and getting free advice, visit Money Advice Service, an independent service set up to help people manage their money.
Simply complete form and you will get an answer from our IVA forum
* The question will be posted on our forum, we will email you the location
IVA.com is a trading name of Vincent Bond & Co Ltd. Vincent Bond & Co does not provide debt advice. If you wish to apply for any of the debt solutions outlined in this website Vincent Bond & Co will with your permission pass your details to a licenced debt solution provider. You will then be called by an advisor who will discuss your options in more detail. During this telephone call and subsequent communication, you will be dealing with a debt solutions partner and not Vincent Bond & Co Ltd. Fees may be charged by the debt solution provider if you enter a debt solution with them. Vincent Bond will not charge you a fee, but may receive a referral fee from the debt solution provider if you agree to use their services.
We take reasonable care to ensure that the information on this website accurate. However, the user of this website should not rely on the information or take its accuracy for granted. Vincent Bond & Co does not accept liability or responsibility for and gives no warranty as to the accuracy of the information on this website. The provision of the information on this website does not constitute debt advice or recommendation and Vincent Bond will not accept any liability for any action taken by a user relying on the information provided in the website. Use of the information in this website is at the users own risk. Your statutory rights are not effected by this disclaimer.
The Insolvency Service has issued a guide to dealing with creditors for those struggling with debt: In debt - dealing with your creditors.
To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.